Protection - Rose Blythe Mortgage Solutions

Protecting What Matters Most

Mortgage Life Insurance and Critical Illness Cover

Mortgage Life Insurance

Mortgage life insurance provides invaluable reassurance by covering your outstanding mortgage balance in the event of your death during the policy term. This means that your loved ones won’t have to worry about the financial burden of mortgage repayments, allowing them to remain in their home without the need to sell or downsize.

Mortgage Life Insurance:

Provides financial protection for your loved ones by paying off the outstanding mortgage balance in the event of your death during the policy term.
Ensures that your family can remain in their home without the burden of mortgage repayments.
Offers peace of mind, knowing that your loved ones won’t have to consider selling or downsizing their home during a difficult time.
Flexible policy options, including level or decreasing cover to align with your mortgage repayment schedule.
Premiums may be affordable, especially when compared to the potential financial impact on your family without adequate protection.

Critical Illness Cover

In addition to mortgage life insurance, Critical Illness Cover offers further protection by providing a lump sum payout if you’re diagnosed with a specified critical illness during the policy term. This financial support can help cover medical expenses, everyday bills, or even provide additional funds to support your family if you need to take time off work to focus on your recovery.

Critical Illness Cover:

Provides a lump sum payout if you’re diagnosed with a specified critical illness during the policy term, offering financial support when you need it most.
Offers flexibility in how the payout can be used, including covering medical expenses, everyday bills, or even providing additional funds for lifestyle adjustments.
Helps to minimize the financial impact on your family if you need to take time off work to focus on your recovery.
Can be combined with Mortgage Life Insurance for comprehensive protection, ensuring that your family is safeguarded against both premature death and critical illness.
Provides peace of mind, knowing that you have a financial safety net in place to support you and your loved ones during challenging times.

Income Protection Insurance

Income protection insurance is designed to provide you with financial stability in case you are unable to work due to illness or injury. This type of policy ensures that you continue to receive a regular income until you can return to work or retire.

Income Protection Insurance:

Loss of Income: Covers a portion of your income if you cannot work due to temporary disability or illness.
Rehabilitation Support: Includes coverage for rehabilitation programs that aid your recovery and help you return to work.
Illness and Injury: Protects against a wide range of medical conditions, both physical and mental.
Ongoing Payments: Benefits are typically paid out monthly to mimic your regular salary.
Adjustable Coverage: Options to choose the coverage period and waiting period to suit your personal and financial situation.
Financial Security: Ensures you maintain your standard of living by protecting your primary source of income.
Peace of Mind: Reduces stress and allows you to focus on your recovery without financial worries.
Flexibility: Choose from various plans to find one that best suits your needs and budget.
Support When You Need It Most: Provides essential support during challenging times, allowing you to recover without rushing back to work.

Get Started Today

Don’t leave your family’s financial future to chance. Contact Rose Blythe Mortgage Solutions at 07802 749 609 or email info@roseblythemortgages.co.uk.

Our team is here to provide expert advice and help you find the right policy at a price that’s affordable for you.

As with all insurance policies, it’s essential to understand the terms, conditions, and exclusions that apply. Our advisers will provide clear and transparent guidance to ensure that you fully understand the details of your chosen policy.